Coverage Type: Accident and Health
Complaint Ratio per $ 1Million of Direct Premiums Written in Michigan
Companies With at least $ 1Million in Premiums


Company


Complaints
2025
Written
Premiums
2025
Complaint
Ratio
AAA LIFE INSURANCE COMPANY 1 $3,383,323 .30
ACCENDO INSURANCE COMPANY 2 $7,741,989 .26
ACE PROPERTY AND CASUALTY INSURANCE COMPANY 1 $4,940,063 .20
AETNA BETTER HEALTH OF MICHIGAN INC. 4 $513,366,504 .01
AETNA HEALTH AND LIFE INSURANCE COMPANY 3 $6,716,406 .45
AETNA HEALTH OF MICHIGAN INC. 2 $709,831,380 .00
AETNA LIFE INSURANCE COMPANY 37 $1,218,505,728 .03
ALLIANCE HEALTH AND LIFE INSURANCE COMPANY 38 $556,781,952 .07
AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBUS 6 $113,114,510 .05
AMERICAN FIDELITY ASSURANCE COMPANY 1 $8,690,079 .12
AMERICAN HERITAGE LIFE INSURANCE COMPANY 1 $11,031,338 .09
AMERICAN INCOME LIFE INSURANCE COMPANY 2 $2,418,542 .83
AMERITAS LIFE INSURANCE CORP 9 $24,368,168 .37
BANKERS FIDELITY LIFE INSURANCE COMPANY 3 $4,818,625 .62
BANKERS LIFE AND CASUALTY COMPANY 1 $15,807,109 .06
BCS INSURANCE COMPANY 2 $13,416,583 .15
BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA 1 $23,135,644 .04
BLUE CARE NETWORK OF MICHIGAN 120 $5,304,607,365 .02
BLUE CROSS BLUE SHIELD OF MICHIGAN MUTUAL INSURANCE COMPANY 751 $13,241,277,714 .06
BLUE CROSS COMPLETE OF MICHIGAN LLC 34 $1,571,459,056 .02
CHEROKEE INSURANCE COMPANY 2 $76,514,505 .03
CHESAPEAKE LIFE INSURANCE COMPANY, THE 1 $11,057,459 .09
CIGNA HEALTH AND LIFE INSURANCE COMPANY 25 $263,807,626 .09
COLONIAL LIFE & ACCIDENT INSURANCE COMPANY 1 $20,029,782 .05
COMBINED INSURANCE COMPANY OF AMERICA 5 $10,699,234 .47
CONTINENTAL AMERICAN INSURANCE COMPANY 2 $27,208,643 .07
CONTINENTAL CASUALTY COMPANY 7 $10,725,573 .65
CONTINENTAL LIFE INSURANCE COMPANY OF BRENTWOOD, TENNESSEE 8 $45,681,433 .18
DEARBORN LIFE INSURANCE COMPANY 1 $12,193,968 .08
DELTA DENTAL PLAN OF MICHIGAN, INC. 35 $869,746,409 .04
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA 1 $11,735,971 .09
FEDERAL INSURANCE COMPANY 1 $1,579,980 .63
FREEDOM LIFE INSURANCE COMPANY OF AMERICA 6 $38,413,772 .16
GLOBE LIFE AND ACCIDENT INSURANCE COMPANY 1 $1,600,726 .62
GOLDEN RULE INSURANCE COMPANY 6 $46,469,905 .13
GUARANTEE TRUST LIFE INSURANCE COMPANY 2 $16,234,910 .12
GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, THE 68 $116,595,467 .58
HAP CARESOURCE 15 $440,211,091 .03
HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY 3 $63,557,075 .05
HEALTH ALLIANCE PLAN OF MICHIGAN 85 $1,762,332,698 .05
HEALTH CARE SERVICE CORPORATION, A MUTUAL LEGAL RESERVE COMPANY 3 $2,215,174 1.35
HEALTHSPRING NATIONAL HEALTH INSURANCE COMPANY 1 $10,403,295 .10
HUMANA INSURANCE COMPANY 19 $3,099,605,467 .01
HUMANA INSURANCE COMPANY OF KENTUCKY 1 $5,969,965 .17
HUMANA MEDICAL PLAN OF MICHIGAN, INC. 2 $760,347,492 .00
HUMANADENTAL INSURANCE COMPANY 1 $3,280,091 .30
JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) 3 $38,603,603 .08
LIFE INSURANCE COMPANY OF NORTH AMERICA 7 $87,618,101 .08
LIFESECURE INSURANCE COMPANY 3 $10,193,001 .29
LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE 6 $88,177,905 .07
LOYAL AMERICAN LIFE INSURANCE COMPANY 1 $8,758,176 .11
MANHATTAN LIFE INSURANCE COMPANY 3 $2,906,242 1.03
MANHATTANLIFE INSURANCE AND ANNUITY COMPANY 2 $7,045,805 .28
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY 2 $14,585,291 .14
MCLAREN HEALTH PLAN COMMUNITY 13 $23,074,129 .56
MCLAREN HEALTH PLAN, INC. 11 $1,331,425,236 .01
MEDICO INSURANCE COMPANY 2 $13,655,969 .15
MEDICO LIFE AND HEALTH INSURANCE COMPANY 1 $5,061,830 .20
MERIDIAN HEALTH PLAN OF MICHIGAN, INC. 109 $3,301,852,279 .03
METROPOLITAN LIFE INSURANCE COMPANY 9 $215,724,199 .04
MINNESOTA LIFE INSURANCE COMPANY 2 $17,919,406 .11
MOLINA HEALTHCARE OF MICHIGAN, INC. 44 $2,216,208,182 .02
NATIONAL HEALTH INSURANCE COMPANY 2 $13,607,387 .15
NGL INSURANCE COMPANY 1 $21,869,335 .05
OSCAR INSURANCE COMPANY 6 $19,146,451 .31
PARAMOUNT INSURANCE COMPANY 2 $4,915,561 .41
PHILADELPHIA AMERICAN LIFE INSURANCE COMPANY 1 $3,809,299 .26
PRINCIPAL LIFE INSURANCE COMPANY 9 $86,362,550 .10
PRIORITY HEALTH 151 $6,132,537,973 .02
PRIORITY HEALTH CHOICE, INC. 10 $1,284,576,424 .01
PRIORITY HEALTH INSURANCE COMPANY 35 $383,402,843 .09
PRUDENTIAL INSURANCE COMPANY OF AMERICA, THE 4 $64,809,257 .06
RELIANCE STANDARD LIFE INSURANCE COMPANY 1 $25,689,815 .04
RELIASTAR LIFE INSURANCE COMPANY 2 $41,188,543 .05
RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF AMERICA 1 $16,066,427 .06
RIVERSOURCE LIFE INSURANCE COMPANY 2 $11,863,364 .17
SILVERSCRIPT INSURANCE COMPANY 1 $128,573,832 .01
STANDARD INSURANCE COMPANY 2 $35,315,287 .06
SUN LIFE ASSURANCE COMPANY OF CANADA 6 $88,012,286 .07
TRANSAMERICA LIFE INSURANCE COMPANY 3 $31,791,226 .09
TRUSTMARK INSURANCE COMPANY 1 $6,637,734 .15
UNIFIED LIFE INSURANCE COMPANY 1 $2,563,698 .39
UNION SECURITY INSURANCE COMPANY 2 $1,829,759 1.09
UNITEDHEALTHCARE COMMUNITY PLAN, INC. 36 $2,424,953,339 .01
UNITEDHEALTHCARE INSURANCE COMPANY 78 $1,283,385,522 .06
UNIVERSITY OF MICHIGAN HEALTH PLAN 5 $142,052,673 .04
UNUM INSURANCE COMPANY 4 $21,793,249 .18
UNUM LIFE INSURANCE COMPANY OF AMERICA 6 $138,634,794 .04
UPPER PENINSULA HEALTH PLAN, LLC 5 $367,919,422 .01
USAA LIFE INSURANCE COMPANY 1 $6,170,035 .16
VISION SERVICE PLAN INSURANCE COMPANY 8 $76,367,057 .10
WASHINGTON NATIONAL INSURANCE COMPANY 1 $12,774,316 .08
WELLFLEET INSURANCE COMPANY 1 $2,274,622 .44
ZING HEALTH OF MICHIGAN, INC. 4 $144,317,954 .03
ZURICH AMERICAN INSURANCE COMPANY 1 $7,489,386 .13