DIFS Insurance and Financial Services Search

Welcome to the DIFS Locator

The DIFS Locator helps you find information about companies and professionals in insurance and financial services industries who do business in Michigan.

To begin, click on a tab for the type of search you want to conduct. Then, enter your desired search criteria.

For best results, enter specific criteria. Broader searches (those with few criteria) may take longer to return results.

Bank Information Search
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Active State Chartered Banks and Savings Banks
Trust Powers: Select one

The Banking Code of 1999 provides for the organization and operation of Michigan state chartered banks. The Savings Bank Act provides for the organization and operation of Michigan's state chartered savings banks. Banks and Savings Banks are not subject to the provisions of Michigan's Business Corporation Act as they are banking corporations, not general corporations or limited liability companies. For purposes of this listing the banks are all state chartered and currently operating. National banks, federal savings banks, and federal savings and loan associations are not listed.

If you are unable to find a particular active state chartered bank, please call the DIFS Office of Banking at 517-284-8834, and we will be glad to assist you.

Service of Process - Bank Resident Agents

The Banking Code of 1999 and the Savings Bank Act require all banks operating in Michigan to designate and maintain an agent located in this state upon whom process for judicial and administrative matters may be served. Banks are required to provide written notice to the DIFS Director of resident agent contact information prior to commencing operations in this state and within 10 days of a change in designated agent (MCL 487.13711(11) and MCL 487.3417(10)). For a Michigan state chartered bank, a national bank or a federal savings bank whose principal office (headquarters) is located Michigan, its resident agent is its chief executive officer unless designated otherwise by the institution.

Banks are not subject to the provisions of Michigan's Business Corporation Act as they are banking corporations, not general corporations or limited liability companies.

For purposes of this listing, resident agent contact information is provided for banks operating in this state including Michigan state chartered banks and savings banks, national banks, federal savings banks, foreign banks, and banks chartered by a state other than Michigan.

If you are unable to find a Resident Agent for a particular bank operating in Michigan, please call the DIFS Office of Banking at 517-284-8834, and we will be glad to assist you.

Credit Unions
Consumer Finance Licensees
Mortgage Licensees
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Insurance
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Insurance Licensee Criteria
Insurance Agency Criteria
Insurance Company Criteria
Ownership Type: please check all that apply
Legislatively Created Entities

Includes MCCA, Michigan Basic, MAIPF, Worker's Compensation Placement Facility, Guaranty Associations

Health Entities

Includes Health Insurance Providers, Alternative Finance and Delivery Systems, Health, Medical, Dental Indemnities, and HMOs

Life Insurance Entities

Includes Life and Health Entities, Rail Employees Life and Disability Entities, and Cooperative Entities

Property Insurance Entities

Includes Property and Casualty Entities and Farm Mutual Entities

Fraternal Entities

An incorporated society, order, or voluntary association regulated by Chapter 81A of the Insurance Code. Fraternals are operated solely for the benefit of its members and their beneficiaries and not for profit. A fraternal is governed through a lodge system and a representative form of government, and members voluntarily perform charitable, educational, etc. services for other members or the public.

Group Self Insurance Pools

A Group Self Insurance Pool is an entity that is formed by at least two municipal corporations, such as cities, school districts, or public authorities. Group Self Insurance Pools offer some types of property and casualty insurance protection to its members, who are other municipal corporations. While Group Self Insurance Pools file their financial statements annually, they do not file their rates or forms for review or approval.

Property and Casualty Entities

Property, Homeowners, and Automobile

Multiple Employer Welfare Arrangements

A Multiple Employer Welfare Arrangement (MEWA) is an association or group of two or more businesses that are in the same trade or industry and organized under Chapter 70 of the Insurance Code. MEWA member businesses provide support, services, or supplies primarily to that trade or industry. The MEWA must be formed for a purpose other than merely the sponsorship of an employee welfare benefit plan.

Health Maintenance Organizations (HMOs)

A Health Maintenance Organization (HMO) is a facility or agency authorized or licensed under chapter 35 of the Insurance Code. An HMO delivers health maintenance services, which are medically indicated, to enrollees under the terms of its health maintenance contract. They operate directly through contracts with affiliated providers, in exchange for a fixed prepaid sum or per capita prepayment, without regard to the frequency, extent, or kind of health services.

Surety and Fidelity Entities
Finding Surety and Fidelity Coverage FAQ
Surplus Line Entities

Surplus lines is insurance procured from an unauthorized insurer. A surplus lines insurer, as an unauthorized entity, is not admitted or licensed to do business in Michigan. They market insurance that is not available from an authorized entity in the regular market. Surplus lines insurers must adhere to the provisions of Chapter 19 of the Insurance Code. The surplus line insurer will be governed by their domiciliary jurisdiction.

Line of Insurance Unavailable in Authorized Market

Title Entities

Domestic, foreign, or alien insurers authorized to sell title insurance and organized pursuant to the provisions of Chapter 73 of the Insurance Code. Title entities notify prospective purchasers of recorded liens or easements on a parcel of real estate. They provide insurance against loss due to other title defects such as forgery, fraud, errors in public records, and wills not probated.

Other Regulated Entities